Whether you’re looking to start your retail, office, industrial, or commercial business our competitive mortgage financing solutions will help you get started.
Commercial mortgages in Canada are most commonly required when a consumer is looking to establish a business that consists of investing in income-producing real estate, multi-residential properties, retail, office, industrial, or commercial properties.
With access to over 100 lenders that specialize in commercial mortgages, let us help you get your business started, and your projects funded.
Personal Loans For What You
Need—And When You Need Them
Multi-Unit Residential Mortgages
Office Mortgages
Retail Mortgages
Industrial Mortgages
Commercial Mortgage Required Documents
Here is a list of mandatory documents required for us to review your mortgage application.
- Purchase And Sales Agreements Of All Properties.
- Current Market Comparable Rental Rates For Your Rental Properties.
- Mortgage Application Form.
- Valid Driver’s License.
- Social Insurance Number.
- Equifax/Transunion Report.
- Proof Of Income (Can Include Any 2) Recent Pay Stubs, T1 General Fax Form, 2 Years Notice Of Assessment, T4 OR T4A Tax Forms, Letter Of Employment.
NOTE: Commercial mortgages require a current valid appraisal (AACI qualified, Canadian bank approved appraiser) a requirement to pass an environmental report and in instances may require a building condition report.
Ready to Apply ?
Download an application form or apply online today.
Express Application
Apply online by using our express app and get ready for white-glove service!
Apply OnlineFull Application
Simply fill out our online mortgage application and we’ll call you back for further review.
Apply NowReady to get your business started?
Fill out the mortgage application and get a head start on your approval.
Frequently Asked Questions
Approval criteria for commercial mortgages vary by property type. Give our team a call today and let’s get the conversation started!
It’s always a great idea to keep a pulse check on your credit score because it could impact the mortgage application process as well as the rates we can shop for you. Visit the Equifax website and get started on getting your credit report.
The debt-to-income ratio is a measure of how much you owe versus what’s left over after your monthly expenses are paid. Don’t worry; our team of mortgage professionals will calculate this for you once you share all of the required income documents.
The most important thing to consider when refinancing is your goals. If you want the lowest possible interest rate and/or longest repayment period, then make sure that’s what you're looking for in a mortgage product! But our team of mortgage strategists is here to help you navigate and provide you with our best recommendations.
The first thing you should do is give our team a call, or fill out our full application here. Once you provide all required documents and our team reviews your application, it could take 24-48 hours for us to get back to you with an approval. Yup, it’s that quick!